Trail Financial Planning, LLC is a fee-only financial planning and investment management firm located in Bellingham, WA

Client Resources

What do they do? TD Ameritrade is the custodian where your investment assets are held. To login and view your account(s), manage cash contributions/withdrawals, or to download account statements, you will need to set up an account with username and password using the link above.

How do they make money? TD makes their money by a commission each time a trade is made in your account.

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For TD Ameritrade services, including:

  • How to make a contribution to TD Ameritrade, or
  • How to setup AdvisorClient.com, the website where you can see your investment accounts

Scroll down to the bottom of the page.

What do they do? Right capital is a financial planning tool.  It is where we create a personalized financial plan for your life.  It is FAR more powerful than just a calculator.  A few other features of Right Capital:

  • Aggregate all of your financial accounts into one central hub, providing clarity to your financial life, and your net worth at any time.
  • Ability to dynamically test different financial strategies and see the long-term impact.  To name just a few:  When should I start taking social security?  What happens if I reduce the risk in my investment portfolio?  or What would be the impact of saving an additional $200 a month?
  • Share documents in a secure “document vault.”

How do they make money? We pay a fee to have access to this comprehensive tool; they will not try to sell or advertise to you. Yay!

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For detailed instructions on how to access your document vault, or on how to link up your accounts, scroll down to the next section.

Right Capital is a software tool designed to be used alongside a human advisor.  If you do not have an account, you can schedule a free consultation (orange button at the top of this page) to learn more.  Or, you can view the video below.

Your financial life with Right Capital

TD Ameritrade client-specific instructions

Setup your TD Ameritrade client portal

Directions may be found through the following link:  Setup AdvisorClient.com directions

Make a contribution to your TD Ameritrade account

Either, contact your advisor directly, or follow these directions: You should write everything in bold.  Any information included in side triangles, like <ACCOUNT NUMBER> is confidential and personal.  If you aren’t sure the correct <INFO>, contact your advisor for assistance. Make check payable to: “TD Ameritrade Institutional FBO <CLIENT NAME>” Memo field: <ACCOUNT NUMBER>, coding direction if needed (for example:  2018 contribution, rollover, etc.) Send the check (by regular mail) to: TD Ameritrade Institutional PO BOX 650567 Dallas, TX 75265-0567 To make a contribution by wire, or by electronic funds transfer, you will need a form.  Please contact your advisor for assistance.

Right Capital client-specific instructions

Share documents securely through the document vault: 1)  Login to Right Capital by clicking the button above, or using the following link: https://www.rightcapital.com/login If you don’t have your username and/or password, let your advisor know, and they can help you find it. 2)  click on the little wheel in the top right of the screen (see screenshot):

3)  Click on “vault” to view or upload any files in a secure way


Other websites that you might find useful in your financial journey:


 

This is a popular budgeting tool, but we have limited experience with it. It links up with your bank account if you input that information.

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Free credit reporting. No advertising or soliciting after providing your information.  The federal government requires the three big credit reporting agencies to maintain this consumer access website.

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What do they do? YNAB is a budgeting tool that is also a whole education program on budgeting and debt management. It provides education on the YNAB budgeting philosophy as well as how to use the program.  Liz uses this and thinks it is great! How do they make money? You pay directly for a subscription. You can sign up for a free 34 day trial and after that it is $4.17/month or $50 a year. If you are a student you can receive 12 months free after your free trial!

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